About
Financing
for everyone.
Inclusive financing for the modern workforce — powered by income, not credit scores.
Our Vision
To become a trusted and inclusive financial platform that expands access to responsible financing, empowering underserved consumers while helping local businesses grow.
Our Mission
To provide flexible, transparent, and responsible Buy Now Pay Later solutions that enable consumers to manage essential purchases without financial strain.
Company
SplitPay is a fintech startup based in California, launching with a focused pilot program targeting community-based merchants such as gyms and local organizations.
Unlike traditional credit providers, SplitPay uses income verification and cashflow analysis to evaluate eligibility — responsibly serving gig workers, freelancers, and young professionals who have stable income but limited credit history.
Leadership
Andy Maldonado
Founder & CEO
Military veteran with leadership experience and a background in business administration.
Andrea Perez
Marketing Lead
Supports marketing and customer engagement. Brings experience in customer service.
Isabella Perez
Marketing Specialist
Supports outreach and brand communication with her customer-facing background.